Bill Qubes are specific qubes for all your bills. They are different from Spend Qubes in that once you successfully set up a bill qube, you do not have to open your qube ahead of time in order for the transaction to process and the bill to be paid!
With a virtual bill qube, a unique virtual debit card number and unique account number will be generated specifically for each qube. Then, when paying your bill for a merchant, you'll use the unique card or account number associated with the qube you've made for that bill.
You could create a "Power" bill qube. You'll have a unique debit card and unique account number generated solely for your Power bill qube. If your electric company only accepts ACH transfers from a bank account, you'll enter your unique Power bill qube "account" number into your electric company's website. If your electric company only accepts card payments, you'll enter your unique Power bill qube virtual card number into your electric company's website. Then, any transactions coming through using those unique account or card numbers will always be approved and taken from that specific qube. Amazing!
If you ever want to decline the charge from your electric company, you can pause your bill qube by clicking the name of the bill qube to enter the qube details screen, tapping the red envelope icon with the pause sign, and selecting Yes, Pause Payment. Repeat to un-pause.
Visit the following link for step-by-step details on setting up Virtual Bill Qubes.
Info Tab Explained
Budget: this is the amount of money you plan to add each month to this bill qube. This may be different than the bill amount when the bill is not monthly. (e.g. you might set the budget amount to $100.00 for an auto insurance bill qube that is paid every six months and has a bill amount of $600.00).
Bill Amount: this is the bill amount you expect the merchant will charge. It does not have to be exact.
Bill Frequency: the frequency that this bill is charged. You may set this to Variable if there is no defined frequency.
Due Next: shows the next due date. It turns red when it is in the past and needs to be moved forward by the user.
Virtual Card Number: this is the unique debit card number for this bill qube.
Virtual Account Number: this is the unique account number for this bill qube.
Display on Bills Home: this setting can help you remember which number you have given to the merchant (Card or Account). Whichever you choose, the last 4 digits of that number will be displayed on Bills Home.
Due: shows number of days left to due date.
Funding: shows the amount you have added to this bill qube this month or budgeting period.
Stats: shows averages and lifetime paid amount.
Notes: you may add quick notes about the bill qube here.