Joint accounts allow you to invite a special person into your financial life by spending and saving from the same qubes. You'll each have your own individual debit cards under one account number. Joint accounts are for anyone who shares finances with a partner and would like to manage their household finances jointly.
If you don't want to share an account, you can always choose to keep things separate. If you want to manage some of your finances together and keep some money separate, you can set up private and shared qubes within your joint account.
To get started:
- Sign-up - Have your companion sign up now for their own individual Qube account. Create a profile at QubeMoney.com or through the mobile app. The Qube debit card will arrive within 1-2 weeks.
- Standby for Announcement - We will inform you once joint accounts go live.
- Invite - Send an invite to your companion to join your account.
- Accept - Once your companion accepts your invitation, you can connect the accounts. You'll keep your separate cards, but see all the same qubes in the app.
PLEASE NOTE: The first version of joint accounts will only allow for shared qubes. The ability to create private qubes will follow in an update. After your spouse creates an individual account, please don’t deposit any money into the new account until the two accounts are joined. If you already have, please send all funds from one account to the other before connecting. To do so, select "Transfer Money" > "Another Qube Account". Both members can deposit money into the account.
Set up your individual accounts and get your Qube cards in hand to ensure you are ready when joint accounts go live. Joint accounts will be released by April 31, 2021.