Qube Money is a full-suite mobile banking solution. The Qube Money digital budgeting app brings the most successful budgeting method ever - cash envelope budgeting - into our digital world.
Qube Money is the only app + debit card combo on the market that leverages the incredible effectiveness and results of cash envelope budgeting in a real-time, digital platform with built-in, proactive spending controls.
No longer do you need to carry around 17 envelopes of cash, worry about losing your cash, or track what came from where retroactively. Qube allows you to split your money into separate digital envelopes called Qubes - and then spend directly from those qubes - creating purpose behind every dollar.
Qube automatically organizes your finances by keeping track of exactly what, when, and where you spend. No more trying to remember what goes where during retroactive categorization of your transactions in other apps - it’s already organized in, and spent from, your qubes. You simply choose which qube you’re going to spend from before each purchase, forcing you to spend mindfully and stay within your budget. Each qube controls the available funds ready to spend with your qube debit card.
The Qube Card itself is engineered for better protection. Default Zero technology requires a qube to be opened in order to authorize spending, preventing fraud and unauthorized transactions.
Qube Money is backed by a team passionate about helping others. We build banking solutions to make spending and saving with purpose an easy, seamless part of everyday life. We are committed to disrupting the industry, to making financial behavior change convenient and sustainable, to breaking the paycheck-to-paycheck cycle, and to helping you create permanent financial transformation in your life. We hope you'll join the movement, and we can't wait to welcome you to the Qube fam.